Services

Investment Services

Our Wealth Advisors take the time to listen carefully to every client. That way, we can learn about your situation and life goals and better understand what is most important to you. This customer-centric approach enables us to help individuals manage their portfolios and plan for their future.

Education Planning

We can help you take advantage of the often-complex rules governing educational funding and financial aid.

Retirement Planning 

Whether you are retiring in 10 years or 25 years, retirement planning solutions offered by the professionals at CFCU Wealth Management are designed with your future needs in mind.  You will have the tools and guidance to work toward a secure financial future.

Estate Planning

Having a tax-efficient plan for the distribution of assets to your heirs may allow them to keep more of the money you accumulated during your lifetime.

Insurance 

Protect yourself and loved ones with an insurance policy.  Together, we will help you find the policy that pursue your personal and financial needs and could periodically review it to ensure you are getting the best coverage.

• Life 
• Disability 
• Long-Term Care 

Business Services

If you are a business owner, you likely find that your personal and business finances are often intertwined. Our Wealth Advisors offer customized solutions to help business owners address these complex set of challenges.

Sustainable Investing

Sustainable investing is an investment discipline that considers environmental, social and corporate governance (ESG) criteria to generate long-term competitive financial returns and positive societal impact.  Increasingly more people realize that their sustainability concerns can be addressed through their investments. 

Some examples of ESG issues that may be considered in an investment strategy:

• Environmental: Greenhouse gas emissions, energy management, and water and wastewater management.
• Social: Access and affordability, labor relations, and diversity and inclusion.
• Governance: Compensation and benefits, data security, and supply chain management.

Socially Responsible Investing (SRI) / Environmental Social Governance (ESG) investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.

Guided Wealth Portfolios

A guided wealth portfolio is an online platform that combines access to a personal financial advisor with the convenience of automated investing technology.  Now you have the freedom to invest your way—anytime, anywhere—with our guided wealth portfolio platform. It combines the convenience of online investing with  with access to the guidance of a wealth advisor.

Guided Wealth Portfolios (GWP) is a centrally managed, algorithm-based, investment program sponsored by LPL Financial LLC (LPL). GWP uses proprietary, automated, computer algorithms of FutureAdvisor to generate investment recommendations based upon model portfolios constructed by LPL. FutureAdvisor and LPL are nonaffiliated entities. If you are receiving advisory services inGWP from a separately registered investment advisor firm other than LPL or FutureAdvisor, LPL and FutureAdvisor are not affiliates of such advisor. Both LPL and FutureAdvisor are investment advisors registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk

These are just some of the reasons to talk with us today.